Card Network error codes

24 codes — tap one for its meaning, causes, and fix steps.

• 01Refer to Card Issuer
• 04Pick Up Card
• 05Do Not Honor
• 06Error
• 12Invalid Transaction
• 13Invalid Amount
• 14Invalid Card Number
• 15No Such Issuer
• 19Re-enter Transaction
• 25Unable to Locate Record
• 30Format Error
• 41Lost Card
• 43Stolen Card
• 51Insufficient Funds
• 54Expired Card
• 55Incorrect PIN
• 57Transaction Not Permitted to Cardholder
• 58Transaction Not Permitted to Terminal
• 59Suspected Fraud
• 61Exceeds Withdrawal Amount Limit
• 62Restricted Card
• 65Exceeds Withdrawal Frequency Limit
• 91Issuer or Switch Inoperative
• 96System Malfunction